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Loft Insulation

A warmer home starts from the top

Loft insulation is one of the simplest and most effective ways to stop heat escaping from your home. It helps you stay warmer for longer and brings your energy bills down—especially in the colder months.

And the best part? You could get your loft insulation fully funded through a government-backed scheme.

  • Reduces heat loss
  • Lowers your energy bills
  • Lasts for decades
  • Quick and easy to install

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What is loft insulation?

Loft insulation is a layer of material that sits between the joists or rafters in your roof space. It slows down the transfer of heat, keeping more warmth inside your home.

Without it, around a quarter of the heat in your home can be lost through the roof. That means more energy used, higher bills, and a chillier home.
Loft insulation works in all seasons. It keeps heat in during winter and helps keep your home cooler in summer.

It’s a small change with a big impact.

What are the benefits of loft insulation?

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Lower heating bills

By keeping heat in, you use less energy to stay warm. That means lower energy bills every month.

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A more comfortable home

Rooms stay warmer for longer—even when the heating is off.

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Better for the planet

Using less energy means fewer carbon emissions. It’s good for your home and the environment.

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Long-lasting protection

Once installed, loft insulation can last for 40 years or more with little to no maintenance.

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Quick and simple installation

Most lofts can be insulated in just a few hours, with minimal disruption.

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Who can get free loft insulation?

There are government grants available to help households in England and Wales make their homes more energy-efficient. Loft insulation is one of the upgrades often covered.
You might qualify for free loft insulation if:

  • You live in England or Wales
  • You own your home or rent privately
  • Your home has an Energy Performance Certificate (EPC) rating of D or lower
  • Your household meets one of the following:
    • You receive a means-tested benefit
    • You live in a qualifying postcode area
    • Your total household income is below £36,000 (before tax)
    • Or your income after housing costs is under £20,000, depending on family size and needs

If you’re not sure about your EPC rating or income criteria, don’t worry—we’ll help guide you through it.

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What happens next?

02

Home Survey

A trained surveyor visits to check if your loft is suitable and safe to insulate.

03

Installation plan

If everything looks good, we’ll draw up a plan and get the work approved.

04

Free installation

Our professional installers fit your loft insulation quickly and safely.

05

Enjoy a warmer home

Once it’s in, you’ll feel the difference right away.

Warmify is here to guide you through every step.

Why choose Warmify?

We’re here to help you stay warm, save money, and feel more comfortable at home.

At Warmify, we work with trusted installers and local authorities to deliver fully-funded home upgrades—like loft insulation—at no cost to you.

Everything we do is backed by government grants, and we’re committed to making the process clear, simple, and supportive. No jargon. No pressure. Just friendly, expert help.

Frequently Asked Questions (FAQs) about Loft Insulation

Around a quarter of your home’s heat can be lost through an uninsulated roof. Adding loft insulation helps keep that warmth in, so you use less energy to stay comfortable.

Loft insulation can last for 40 years or more. Once installed, it rarely needs replacing and continues to help reduce your energy bills year after year.

Yes—but it depends how the insulation is installed. If the insulation is placed between the joists, you may need raised boards above it to store things safely without compressing the material. We can advise on this during your survey.

Yes. While it’s best known for keeping homes warm in winter, loft insulation also helps keep heat out during summer—making your home more comfortable all year round.

Not at all. Loft insulation is usually quick and easy to install, with minimal disruption to your home. Most installations take just a few hours.

Yes. The materials used are fire-tested and installed by trained professionals. We'll also check for ventilation needs and damp risks during the survey to ensure everything is safe and suitable.

If your current insulation is old or thin (less than 270mm), topping it up could still make a big difference. We’ll assess what’s there and let you know what’s needed.

Yes—if you’re eligible for a government-backed scheme like ECO4, Connected for Warmth or the Warm Home Local Grant, we can install loft insulation at no cost to you. Use our checker to find out if you qualify.

Take the first step to a warmer home

See if you’re eligible for a free loft insulation grant today. It only takes a few minutes to check—and it could make a big difference to your comfort and your energy bills.